Object pronoun position and usage with the verb 'emprunter'

Question

In Collins French-English dictionary this is the sentence:

Est-ce que je peux t'emprunter un euro.

When I type this into Google Translate I get the same translation:

Est-ce que je peux emprunter à toi un euro

Is the second structure formal? If not, is it ever used in daily language? If not, how bad is it to use it that way? What would be the thoughts and reaction of a French person after they heard that?

Answer 1

If you wanted to ask X the permission to borrow one euro from Y, you would say:

Est-ce que je peux emprunter un euro à Y?

So theoretically you could say:

Est-ce que je peux emprunter un euro à toi?

But most French people would frown after hearing such a sentence since

Est-ce que je peux t'emprunter un euro?

is much more common and sounds more natural.